I have been helping families with life insurance for over 5 years and one thing  I've heard many times is, "I am just going to wait." As humans we find it easy to procrastinate things that seem confusing or uncomfortable to think about. I can tell you from experince, that 2 years ago, no one knew COVID would  hit as hard as it did. We  would not foresee the amount of people who would pass away due to this virus. How many people said they were going to wait? How many passed away because of covid? How many people had to get a GoFundMe account, just to make sure their loved ones were burried or cremated? Today, americans can no longer make excuses on why they have not  purchased life insurance to protected their loved ones! We live in a world of unknown and everyone should have some type of coverage for the "just incase" situation. Two things in life are certin: death and taxes! Death does not discriminate and uncle Sam will always want his cut.  Get  your coverage! Protect your family and remember, life inurance can help shelter income to keep more in your familes hands.  What are you waiting for?